Center for Reproductive Medicine - Shared Risk IVF - Minneapolis, Minnesota, Lilydale, MN

Shared Risk® Refund Programs for IVF

Shared Risk® 100% Refund Program for IVF - for women under 35
Shared Risk® Refund Program for IVF - for women 35-39

Shared Risk® 100% Refund Program for IVF

Women under 35 Years of Age

The Shared Risk® 100% Refund Program® is an option to pre-pay for up to three fresh IVF cycles and three frozen embryo transfers in advance, with the right to have 100% of your pre-payment returned to you if you do not deliver a baby.

The Shared Risk® Refund Program is administered by IntegraMed®, a national corporation providing infertility services to patients and infertility clinics. IntegraMed® has chosen certain clinics around the country with high success rates and allowed those clinics to offer this program to their patients. IntegraMed® reviews your individual history, accepts you into the program, and holds your pre payment until you deliver a baby in which case it keeps your payment.

If you undergo the contracted number of cycles without delivering a baby, IntegraMed® returns 100% of your pre-payment. You may withdraw from the program at any time prior to the contracted number of cycles and still have 100% of your pre-payment returned. Exceptions Apply to patients who have cryopreserved embryos. By the same token, IntegraMed® may refuse to pay for further contracted cycles, in which case you still are entitled to a 100% return of your pre-payment.

Essentially this is an insurance program whereby patients who conceive early in the process pay more than they would have if they had chosen Fee for Service. The additional payment goes to those who do not get pregnant and receive a 100% refund, or to pay for the treatment cycles of those who get pregnant later in the process.

Cost of the Program

Patient	Cost
Female Partner <35	$21,300
Female Partner <35 with ICSI	$23,450

All cycles must be completed prior to the 35th birthday.

Shared Risk® Refund Program for IVF

Women under 35-39 Years of Age

The Shared Risk® Refund Program® is an option to pre-pay for up to three fresh IVF cycles and three frozen embryo transfers in advance, with the right to have a portion of your pre-payment returned to you if you do not deliver a baby.

The Shared Risk Refund Program is administered by IntegraMed®, a national corporation providing infertility services to patients and infertility clinics. IntegraMed® has chosen certain clinics around the country with high success rates and allowed those clinics to offer this program to their patients. IntegraMed® reviews your individual history, accepts you into the program, and holds your pre payment until you deliver a baby in which case it keeps your payment.

If you undergo the contracted number of cycles without delivering a baby, IntegraMed® returns 70% of your pre-payment. You may withdraw from the program at any time prior to the contracted number of cycles and still have 70% of your pre-payment returned. Exceptions apply to patients who have cryopreserved embryos. By the same token, IntegraMed® may refuse to pay for further contracted cycles, in which case you still are entitled to a 70% return of your pre-payment.

Essentially this is an insurance program whereby patients who conceive early in the process pay more than they would have if they had chosen Fee for Service. The additional payment goes to those who do not get pregnant and receive a 70% refund, or to pay for the treatment cycles of those who get pregnant later in the process.

Cost of the Program

Patient	Cost
Female Partner 35 to 39	$23,150
Female Partner 35 to 39 with ICSI	$25,500

All cycles must be completed prior to the 40th birthday.

Not Included in the Program

Item	Cost
Medications per cycle - Age Estimate	Approx. $3000-$4000
Donor sperm	$150-265/vial
Embryo Freezing per cycle (cryopreservation)	$825
Annual Embryo Storage Fee	$550
Pre-IVF Diagnostic Testing	Usually Insurance covered
Post IVF Services Labs, Converences and OB Ultrasounds	Usually Insurance covered

See the IntegraMed® Shared Risk® Refund Program website for further details, and to apply.

Patient Financing Program

See information on an affordable payment plan for your infertility treatment.